You've learned about SMART goals and paying yourself first. Now let's practice combining these concepts into complete systems you can actually use.
A complete system includes your goal, your monthly amount, and your timing strategy.
Engagement Message
Ready to build some real-world savings systems?
Type
Fill In The Blanks
Markdown With Blanks
Let's help Carlos build his complete system. He earns $3,200 monthly, gets paid on the 1st, and wants to save $160 for emergencies.
Carlos's Complete System:
SMART Goal: "Save $1,000 for emergencies by [[blank:August]] 2024" (6 months)
Pay Yourself First: Save [[blank:$160]] immediately when paid
Timing: Transfer on [[blank:2nd]] of each month (day after paycheck)
Suggested Answers
- August
- $160
- 2nd
- $320
- 15th
- last
Type
Sort Into Boxes
Practice Question
Sort these elements into where they belong in a complete savings system.
Labels
- First Box Label: Goal Setting
- Second Box Label: Execution
First Box Items
- $1,500 target
- Emergency fund
- 12-month timeline
- SMART format
Second Box Items
- $125 monthly
- Pay yourself first
- Transfer on 3rd
- Separate account
Type
Multiple Choice
Practice Question
Jessica earns $2,400 monthly and gets paid on the 15th. She wants to save $120 monthly for her emergency fund using pay yourself first. When should she schedule her savings transfer?
