Section 1 - Instruction

To fund the goals you've set, we'll use a powerful habit called "paying yourself first."

This simple concept means you set aside money for your savings goals before you spend on anything else.

Engagement Message

Have you ever heard this phrase before?

Section 2 - Instruction

Think about it: when you get paid, who gets your money first? Usually it's your landlord, grocery store, or credit card company.

But what if the first person you paid was... your future self? That's the core idea here.

Engagement Message

Who typically gets paid first from your income?

Section 3 - Instruction

Most people save whatever's left after paying bills and expenses. But here's the problem: there's rarely anything left!

This approach treats savings like an afterthought, not a priority.

Engagement Message

Approximately what percentage of your last paycheck did you save?

Section 4 - Instruction

"Paying yourself first" flips this completely. As soon as you get paid, you move money to your savings goal immediately - before rent, groceries, or entertainment.

This makes savings a non-negotiable priority, not a leftover.

Engagement Message

What would change if you saved before spending?

Section 5 - Instruction

Here's a simple example: You earn $3,000 monthly. To fund your savings goal, you immediately save $300 (10%). Then you live on the remaining $2,700.

This guarantees you're making progress on your goals every single month!

Engagement Message

What percentage of your income could you save first?

Section 6 - Instruction

Start small if needed. Even $25 or $50 moved to savings first thing makes a difference. The habit matters more than the amount initially.

You can always increase it later as you get comfortable.

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