Ready to predict your local business's financial future? Cash flow forecasting is like having a crystal ball for your money - it shows you exactly when cash will be tight.

Most community businesses fail not because they're unprofitable, but because they run out of cash at the wrong moment.

Engagement Message

Have you ever been surprised by an unexpected expense when money was already tight?

Cash flow forecasting is simply predicting when money comes in and goes out of your business. Think of it like checking the weather before a trip.

You're not guessing randomly - you're using what you know to prepare for what's coming.

Engagement Message

What's the longest you've gone without checking your bank account balance?

We'll use a 12-week forecast because it's the perfect sweet spot. Too short and you miss important patterns. Too long and your predictions become unreliable.

Twelve weeks lets you see community seasonal changes, prepare for big expenses, and spot cash crunches before they become emergencies.

Engagement Message

Which big cost could sneak into a 12-week window and surprise local business owners?

Here's your simple system: Start with your current cash balance. Then, for each of the next 12 weeks, add expected income and subtract expected expenses.

Week 1: Starting cash + income - expenses = ending cash. Week 2: Use Week 1's ending cash as your starting point.

Engagement Message

Do you prefer tracking money weekly, monthly, or daily? Why?

For income, think about your community customer patterns. Do you get paid weekly, monthly, or when projects finish? Consider school schedules, local events, or seasonal tourism that affect foot traffic.

Be realistic, not optimistic. It's better to be pleasantly surprised than caught short on cash.

Engagement Message

If you had to guess, what's the most unpredictable part of your income?