Let's recap the core difference: Debt Snowball focuses on the smallest balance for psychological wins, while Debt Avalanche focuses on the highest interest rate to save the most money.
Choosing the right one depends on your personality and financial situation.
Engagement Message
Which method are you leaning towards right now?
Type
Fill In The Blanks
Markdown With Blanks
Let's analyze a debt list. You have the following debts:
- Credit Card: $1,000 at 25% interest
- Student Loan: $10,000 at 5% interest
- Personal Loan: $3,000 at 15% interest
Using the Debt Snowball method, you would attack the [[blank:Credit Card]] first. Using the Debt Avalanche method, you would also attack the [[blank:Credit Card]] first.
Suggested Answers
- Credit Card
- Credit Card
- Student Loan
- Personal Loan
Type
Sort Into Boxes
Practice Question
Sort these characteristics into the method they best describe.
Labels
- First Box Label: Debt Snowball
- Second Box Label: Debt Avalanche
First Box Items
- Focuses on behavior
- Quick initial wins
- Builds motivation
Second Box Items
- Focuses on math
- Saves more interest
- Requires discipline
Type
Multiple Choice
Practice Question
Someone who gets easily discouraged and needs to see progress quickly to stay on track would likely have the most success with which method?
