Section 1 - Instruction

Let's do a quick review. Your score is mainly built on five factors, with payment history and credit utilization being the most important. Smart actions can lead to big improvements.

This practice will help you lock in these concepts.

Engagement Message

What's one credit habit you plan to start today?

Section 2 - Practice

Type

Sort Into Boxes

Practice Question

Let's categorize the five credit score factors by their impact. Sort them into the correct boxes.

Labels

  • First Box Label: High Impact (30%+)
  • Second Box Label: Lower Impact (15%-)

First Box Items

  • Payment History
  • Credit Utilization

Second Box Items

  • Length of History
  • New Credit
  • Credit Mix
Section 3 - Practice

Type

Fill In The Blanks

Markdown With Blanks

Let's practice with credit utilization.

Your total credit limit across all cards is $10,000. To keep your utilization under the ideal 10%, your total reported balance should be less than [[blank:1,000]].Tostayunderthe301,000]]. To stay under the 30% threshold, your balance should be less than [[blank:3,000]].

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